$45,000 car payment by APR and term
| APR | 36 mo | 48 mo | 60 mo | 72 mo | 84 mo |
|---|---|---|---|---|---|
| 4% | $1,329 | $1,016 | $829 | $704 | $615 |
| 5% | $1,349 | $1,036 | $849 | $725 | $636 |
| 6% | $1,369 | $1,057 | $870 | $746 | $657 |
| 7% | $1,389 | $1,078 | $891 | $767 | $679 |
| 8% | $1,410 | $1,099 | $912 | $789 | $701 |
| 9% | $1,431 | $1,120 | $934 | $811 | $724 |
| 10% | $1,452 | $1,141 | $956 | $834 | $747 |
| 12% | $1,495 | $1,185 | $1,001 | $880 | $794 |
Total interest at 7% APR
| Term | Monthly payment | Total interest |
|---|---|---|
| 36 months | $1,389.47 | $5,021 |
| 48 months | $1,077.58 | $6,724 |
| 60 months | $891.05 | $8,463 |
| 72 months | $767.21 | $10,239 |
| 84 months | $679.17 | $12,050 |
Include tax, fees and trade-in
Frequently asked questions
What is the payment on a $45,000 car loan?
At 7% APR for 60 months, a $45,000 car loan is $891.05 a month, with $8,463 of total interest.
Is 72 or 60 months better for a $45,000 loan?
At 7% APR, 72 months lowers the payment to $767.21 but adds $1,776 of extra interest compared with 60 months.
Other loan amounts
$25,000 car loan$30,000 car loan$35,000 car loan$40,000 car loan$50,000 car loan$55,000 car loan$60,000 car loan$65,000 car loan
Estimates for general information only, not financial advice. See how we calculate.