$40,000 car payment by APR and term
| APR | 36 mo | 48 mo | 60 mo | 72 mo | 84 mo |
|---|---|---|---|---|---|
| 4% | $1,181 | $903 | $737 | $626 | $547 |
| 5% | $1,199 | $921 | $755 | $644 | $565 |
| 6% | $1,217 | $939 | $773 | $663 | $584 |
| 7% | $1,235 | $958 | $792 | $682 | $604 |
| 8% | $1,253 | $977 | $811 | $701 | $623 |
| 9% | $1,272 | $995 | $830 | $721 | $644 |
| 10% | $1,291 | $1,015 | $850 | $741 | $664 |
| 12% | $1,329 | $1,053 | $890 | $782 | $706 |
Total interest at 7% APR
| Term | Monthly payment | Total interest |
|---|---|---|
| 36 months | $1,235.08 | $4,463 |
| 48 months | $957.85 | $5,977 |
| 60 months | $792.05 | $7,523 |
| 72 months | $681.96 | $9,101 |
| 84 months | $603.71 | $10,711 |
Include tax, fees and trade-in
Frequently asked questions
What is the payment on a $40,000 car loan?
At 7% APR for 60 months, a $40,000 car loan is $792.05 a month, with $7,523 of total interest.
Is 72 or 60 months better for a $40,000 loan?
At 7% APR, 72 months lowers the payment to $681.96 but adds $1,578 of extra interest compared with 60 months.
Other loan amounts
$20,000 car loan$25,000 car loan$30,000 car loan$35,000 car loan$45,000 car loan$50,000 car loan$55,000 car loan$60,000 car loan
Estimates for general information only, not financial advice. See how we calculate.